Pay at your own pace with Affirm
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.
Just select 
at checkout
Pay over time, starting at 0% APR
Pay over
3
months
OR
Pay over
6
months
OR
Pay over
12
months
For example, a $700 purchase might cost $64/mo over 12 months at 15% APR.
Buying with Affirm is simple
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how you pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Just select 
at checkout
Buy with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent
Affirm tells you up front the total amount you’ll pay.
That number will never go up.
Flexible
You choose the payment schedule that works for you.
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
FAQ - Frequently Asked Questions
Yes! There’s no penalty for paying early
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
No—checking your eligibility won't affect your credit score.
Yes—You can return an item you bought with Affirm by initiating the return process with the store.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.
Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans may be made or arranged pursuant to California Financing Law license 60DBO-111681.